Member One Federal Credit Union is proud to present our suite of financial products and services to the loyal employees of the company that gave us our start.

Norfolk Southern and Member One have a rich history.
In August 1940, 20 Norfolk & Western Railway employees combined their savings and became the charter members of the Credit Union.
Over the years, we have grown just as the railroad has and now serve more than 145,000 consumer and business members in many regions. We look forward to serving you!
Click here to see an interactive timeline of how Norfolk Southern and Member One have grown together for more than 80 years.
Email ns@memberonefcu.com or call 800.666.8811 (Option 4) with any questions.
Member One offers greater value and premier service on our exclusive lending programs and financial products such as:
$1,000 auto-approved personal line of credit
Competitive auto and personal loan programs, including reduced rates on existing loans through our Swap Your Loan program
Email ns@memberonefcu.com or call 800.666.8811 (Option 4) with any questions.
Member One is pleased to offer our programs to Norfolk Southern employees that reside in the following states: Alabama, Arkansas, District of Columbia, Delaware, Florida, Georgia, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Michigan, Minnesota, Missouri, Mississippi, North Carolina, New Jersey, New York, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Vermont, Virginia, and West Virginia.
* Mortgage and Home Equity Products are limited to the following states: Alabama, Georgia, Illinois, North Carolina, Ohio, Pennsylvania, Tennessee, and Virginia.
** APY means Annual Percentage Yield. 10-month rate effective as of 5/1/2023. The disclosed dividend rate is subject to a $10,000 minimum balance. $10,000 is required to open this Share Certificate at this promotional rate, and minimum $10,000 must come from sources other than Member One Federal Credit Union. A penalty may be imposed for early withdrawals and fees may reduce earnings. Other restrictions may apply. This promotion is subject to change or end at any time. Membership eligibility required. Federally insured by NCUA.

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